Florida · Lake Mary office
Personal Injury Help in Florida
Florida’s injury laws changed in 2023, with a shorter deadline to file and a new fault rule. Onx Law is based in Lake Mary and helps people across the state understand their options.
(01) — Overview
After an accident in Florida, the rules that shape your claim start right away — from the 14-day window to use your PIP coverage to a 2-year deadline for most negligence lawsuits.
Onx Law is based in Lake Mary. We’ll learn what happened, explain how Florida law may apply to your situation, and determine the right strategy, legal team, and resources for your case — whether that means handling it at Onx or involving trusted counsel.
Communities we serve
- Orlando
- Lake Mary
- Tampa
- Jacksonville
- Miami
- Fort Lauderdale
- St. Petersburg
- West Palm Beach
- Tallahassee
- Daytona Beach
(02) — The rules
How injury claims work in Florida
General information, not legal advice. Laws change, and exceptions apply to many of these rules.
- Filing deadline
2 years
Most negligence lawsuits must be filed within 2 years. Florida shortened this deadline from 4 years for claims arising after March 24, 2023.
Source: Fla. Stat. § 95.11(5)(a)- Wrongful death
2 years
A wrongful death lawsuit generally must be filed within 2 years of the death. It’s brought by the personal representative of the estate on behalf of the family.
Source: Fla. Stat. § 95.11(5)(e)- Fault rule
Modified comparative fault
If you’re found more than 50% at fault for your own injury, you generally can’t recover damages. At 50% or less, your award is reduced by your share of fault.
Source: Fla. Stat. § 768.81(6)- Car insurance
No-fault (PIP)
PIP coverage pays part of your medical bills and lost income, up to $10,000, no matter who caused the crash — generally only if you get initial care within 14 days. To sue for pain and suffering, the injury usually must be permanent or meet another legal threshold.
Source: Fla. Stat. § 627.736- Claims against the government
3-year notice
Before suing a state agency, county or city, you generally must give written notice within 3 years (2 years for wrongful death) and allow time for review. Damages are generally capped at $200,000 per person and $300,000 per incident.
Source: Fla. Stat. § 768.28- Dog bites
Strict liability
Owners are generally liable for bites even if the dog never showed aggression before. The victim’s own negligence — or, in some cases, a posted “Bad Dog” sign — can reduce or limit that liability.
Source: Fla. Stat. § 767.04
(03) — Local rules
How local rules can shape your case.
- Car & Rideshare AccidentsGet checked by a medical provider promptly after a crash, even if you feel fine. Florida PIP generally won’t pay medical benefits unless initial treatment happens within 14 days.
- Motorcycle AccidentsFlorida’s PIP law covers vehicles with four or more wheels, so it generally doesn’t pay for a rider’s injuries. Health insurance, medical payments coverage and uninsured motorist coverage may matter more.
- Slip & FallFor a fall on a spill or other temporary hazard in a business, Florida law requires proof that the business knew or should have known about it. Photos, witnesses and video can be key.
- Negligent SecuritySince 2023, juries must weigh the fault of the person who committed the crime, and apartment owners who adopt certain security measures get a presumption against liability.
(04) — Practice areas
Help with every kind of injury claim.
- 01Car AccidentsRear-End Collisions · Intersection Accidents · Uninsured Drivers · Distracted Driving · Impaired Driving
- 02Truck Accidents18-Wheeler Crashes · Delivery Trucks · Driver Fatigue · Unsafe Loads · Poor Maintenance
- 03Motorcycle AccidentsLeft-Turn Crashes · Unsafe Lane Changes · Road Hazards · Rear-End Collisions · Uninsured Drivers
- 04Pedestrian AccidentsCrosswalk Accidents · Parking Lot Accidents · Hit-and-Run · Backing Accidents · Uninsured Drivers
- 05Bicycle AccidentsDooring · Right Hooks · Unsafe Passing · Road Defects · Hit-and-Run
- 06Slip & FallSlippery Floors · Uneven Sidewalks · Broken Pavement · Potholes in Surfaces · Loose Rugs or Carpeting
- 07Premises LiabilitySwimming Pools · Falling Objects · Elevators & Escalators · Fires · Toxic Exposure
- 08Negligent SecurityAssaults & Robberies · Broken Locks & Gates · Poor Lighting · No Guards or Cameras · Ignored Prior Incidents
- 09Dog BitesDog Bites · Animal Attacks · Negligent Handling · Owner Liability
- 10Wrongful DeathCar Accidents · Pedestrian Accidents · Poor Property Conditions · Animal-Related Incidents · Defective Products
(05) — Questions
Frequently asked questions.
General information only, not legal advice. Every situation is different, so the best answer starts with a conversation.
Ask us directlyFor most negligence claims that arose after March 24, 2023, the deadline is 2 years. Wrongful death claims also have a 2-year deadline, and claims against government agencies have separate notice rules. Because exceptions exist, it’s wise to get guidance early.
Florida PIP generally pays medical benefits only if you receive initial care within 14 days of the crash. Even if you feel fine, getting checked promptly protects both your health and your coverage.
Yes, as long as you were not more than 50% at fault. Your compensation is reduced by your percentage of fault, and above 50% you generally can’t recover. Different rules apply to medical negligence cases.
Sometimes. Because Florida is a no-fault state, a claim against the at-fault driver for pain and suffering generally requires a permanent injury, significant permanent scarring, or another threshold set by law. Your medical records play a large role.
Our office is at 115 International Pkwy, Suite 101-A, in Lake Mary. We help people throughout Florida. Onx Law may represent you directly; depending on what your case needs, we may also work with co-counsel or involve trusted counsel.
Other areas we serve
(06) — Next step
You focus on recovery. We’ll help with the rest.
Florida’s injury deadlines are shorter than they used to be, and insurance rules start working right after a crash. Reaching out early helps protect your options.